{"id":14591,"date":"2022-03-16T19:23:55","date_gmt":"2022-03-16T18:23:55","guid":{"rendered":"https:\/\/www.newsendip.com\/la-malaisie-permet-de-nouveaux-retraits-sur-les-comptes-de-retraite-pour-subvenir-a-des-besoins-urgents\/"},"modified":"2025-02-20T15:34:32","modified_gmt":"2025-02-20T14:34:32","slug":"la-malaisie-permet-de-nouveaux-retraits-sur-les-comptes-de-retraite-pour-subvenir-a-des-besoins-urgents","status":"publish","type":"post","link":"https:\/\/www.newsendip.com\/fr\/la-malaisie-permet-de-nouveaux-retraits-sur-les-comptes-de-retraite-pour-subvenir-a-des-besoins-urgents\/","title":{"rendered":"La Malaisie permet de nouveaux retraits sur les comptes de retraite pour subvenir \u00e0 des besoins urgents"},"content":{"rendered":"

Les Malaisiens qui ont du mal \u00e0 joindre les deux bouts vont \u00eatre autoris\u00e9s \u00e0 retirer l\u2019argent de leur compte retraite, aux d\u00e9pens de leur futures pensions.<\/strong><\/p>\n

\"Billets
Billets de banque de ringgit malaisien | \u00a9 Polina Tankilevitch<\/figcaption><\/figure>\n

La Malaisie a autoris\u00e9 un retrait exceptionnel des plans d\u2019\u00e9pargne retraite pour un montant pouvant aller jusqu\u2019\u00e0 10,000 ringgits par personne (US$2,400) afin que les Malaisiens puissent subvenir \u00e0 leurs besoins. La moiti\u00e9 des contributeurs de la caisse de retraite \u00e2g\u00e9s de moins de 55 ans n\u2019a m\u00eame pas cette somme \u00e0 disposition.<\/p>\n

G\u00e9r\u00e9e par le Minist\u00e8re des Finances, la caisse de retraite des employ\u00e9s (Employees Provident Fund) est le fonds de pension obligatoire<\/a> pour les travailleurs du secteur priv\u00e9.<\/p>\n

La fonds a pr\u00e8s de 15 millions de membres, parmi lesquels 7,6 millions ont cotis\u00e9 pour 78 RM milliards (18.5Mds$) sur leurs comptes en 2020. Les contributeurs vont donc \u00eatre autoris\u00e9s de retirer l\u2019equivalent d\u2019une ann\u00e9e de cotisations de l\u2019EPF.<\/p>\n

Ce retrait sp\u00e9cial sur l\u2019EPF est autoris\u00e9 parce que de nombreux Malaisiens ont toujours des difficult\u00e9s \u00e0 finir les fins de mois du fait de la crise \u00e9conomique caus\u00e9e par la pand\u00e9mie de Covid-19. L\u2019economie malaisienne a d\u00e9clin\u00e9 de 5.6% en 2020 alors que presque 6% des foyers vivent sous le seuil de pauvret\u00e9 absolue<\/a> en date de juillet 2020 selon les donn\u00e9es de la Banque Mondiale<\/p>\n

La d\u00e9cision \u00e9tait demand\u00e9e par plusieurs leaders politiques, inculant l\u2019ancien premier ministre et le leader de l\u2019opposition.<\/p>\n

Mais c\u2019est en fait la quatri\u00e8me d\u00e9cision de ce type depuis le d\u00e9but de la pand\u00e9mie. Les membres ont d\u00e9j\u00e0 retir\u00e9 pour un total de 101 RM milliards (24 Mds$), plus du double des dividendes vers\u00e9s pour une ann\u00e9e enti\u00e8re.<\/p>\n

Seulement 52% des cotisants de moins de 55 ans ont plus de 10 000 RM sur leur compte d\u00e9sormais selon le ministre des finances Tengku Zafrul.<\/p>\n

Par ailleurs, cette d\u00e9sision va contraindre l\u2019EPF \u00e0 vendre c\u00e9der des investissements alors que le march\u00e9 est tr\u00e8s volatile, ce qui pourrait impacter n\u00e9gativement les dividendes, Zafrul d\u00e9clara lundi. Les pr\u00e9c\u00e9dents retraits on diminu\u00e9 les retours sur \u00e9pargne de 5,4 milliards RM (1,3Mds$). Dans le m\u00eame temps, 5,3 millions de cotisants n\u2019ont pas effectu\u00e9 de retrait sur leur \u00e9pargne retraite. Pour le ministre, cette d\u00e9cision touche donc les futures retraites de tout le monde, pas seulement ceux dans la n\u00e9cessit\u00e9.<\/p>\n

\u00ab\u202fC\u2019est une d\u00e9cision difficile parce qu\u2019elle implique l\u2019\u00e9pargne retraite des personnes. Ce retrait exceptionnel est un \u00e9quilibre entre la n\u00e9cessit\u00e9 d\u2019aujourd\u2019hui et l\u2019\u00e9pargne future,<\/em>\u202f\u00bb le premier ministre Ismail Sabri d\u00e9clarait le 16 mars.<\/p>\n

Le premier minister cependant demande aux personnes de ne pas sacrifier leur plan de retraite<\/a> si cela n\u2019est pas n\u00e9cessaire.<\/p>\n

Seuls les membres de l\u2019EPF de moins de 55 ans pourront demander un retrait entre le 1er et le 30 avril.<\/p>\n

D\u00e9couvrez des actualit\u00e9s sur la Malaisie<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Les Malaisiens qui ont du mal \u00e0 joindre les deux bouts vont \u00eatre autoris\u00e9s \u00e0 retirer l\u2019argent de leur compte retraite, aux d\u00e9pens de leur futures pensions.<\/p>\n","protected":false},"author":1,"featured_media":14237,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"wp_typography_post_enhancements_disabled":false,"footnotes":""},"categories":[414],"tags":[493,421],"class_list":["post-14591","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","tag-malaisie","tag-vieux"],"yoast_head":"\nLa Malaisie permet de nouveaux retraits sur les comptes de retraite pour subvenir \u00e0 des besoins urgents<\/title>\n<meta name=\"description\" content=\"Les Malaisiens qui ont du mal \u00e0 joindre les deux bouts vont \u00eatre autoris\u00e9s \u00e0 retirer l'argent de leur compte retraite, aux d\u00e9pens de leur futures pensions.\" \/>\n<meta name=\"robots\" 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